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Wills, trusts and Medicaid planning

Planning, written so the whole family can read it

Cavazos & Longoria is a three-office firm in McAllen, Harlingen and Brownsville. We help families with wills, trusts, powers of attorney, Medicaid and probate. Elodia Cavazos and Rolando Longoria work in Spanish and in English.

  • Plain

    Documents you can read aloud at the kitchen table
  • Early

    Choices made calmly, long before anyone has to rush them
  • Together

    Parents and children at one table, in either language
Palm trees around a pond at dusk
Elodia Cavazos, a gray-haired woman with glasses in a red blazer, standing on a path beside palm trees

Elodia Cavazos

Founding attorney, McAllen

Planning, I learned early, is mostly listening.

My grandmother raised six children in Mission and owned her house outright. When she died there was no will, and it took her family four years and a stack of signatures to settle what she would have said in one sentence. I have kept that sentence in mind in every plan since.

Most families who come to us aren’t in trouble. They are a daughter who has noticed her father repeating himself, a couple with a house and two grown children who don’t see eye to eye, a widow who wants to know what a nursing home would do to what she has. We sit down, draw the family on a sheet of paper, and write a plan that fits it.

I write each document so the people it names can read it. A plan that only works with a lawyer on the phone isn’t finished.

Works on

  • Wills and trusts
  • Powers of attorney
  • Medicaid planning
  • Probate
  • Speaks English and Spanish

  • State Bar of Texas

A short talk

What a power of attorney does, and what it can’t

Annelise Rademacher explains the first document most families sign, and the one they most often misread.

Prefer to read it? The same ideas are written out in our guide.

Powers of attorney in plain words, with Annelise Rademacher

Guides

Read it before you need it

Short guides from the three offices, written by the lawyers who answer the phone.

Worked examples

Three families, worked through

Invented sample matters, shown to make the work concrete. Every family’s facts are different, and nothing here predicts what will be right for yours.

  • Deed and will

    A house in Harlingen, and a mother who wants to stay in it

    She is 78 and owns her home outright. Her son lives nearby. We prepared a deed that keeps the house hers for life and passes it to him afterward, and a will for everything else.

    • House value: $142,000

    • The house passes without probate

    • Signed in one visit

  • Trust

    Two marriages, four children, one home

    Each spouse had children from before. A trust lets the surviving spouse stay in the house for life, and names the four children to receive it afterward.

    • One trust for each spouse

    • The home stays with the survivor

    • Each child named in writing

  • Medicaid

    A nursing home bill of $6,200 a month

    A son brought us his father’s papers. We listed what the family owned, what Medicaid counts, and what could be spent on allowed things before applying.

    • Savings at the start: $38,000

    • Cost of care: $6,200 a month

    • Application filed with a full paper trail

Bring the folder, or just the questions

A first conversation is a chance to draw your family on a sheet of paper. Call any of the three offices, or send a note and we will call you back.

Please don’t send confidential details through the form.